Habitat partners with qualified, low-income families to provide decent, affordable homes through homeownership. Many families are surprised to learn they can own their own home by partnering with Habitat. It takes some work and determination, but the reward is life-changing for many. It’s a joyous occasion for everyone when the keys are turned over to the new homeowners at the home dedication.

Getting started is easy. A pre-application can be downloaded below, picked up at a Homeownership Information Meeting or at the Habitat Administrative Office. Office hours are Tuesday – Friday, 6:30am – 5pm.

For more information call (239) 652-HOME (4663) or download our brochure below.

You do not already own a home

You are currently living in substandard housing which would include any of the following conditions:

• Home is in poor physical condition

• Home is overcrowded

• Rent is subsidized

• Rent is more than 30% of income

Your household gross income is below 80% of the area median income

Contribute 300 hours of “sweat equity”

Attend Habitat homeowner training workshops

Pay $1,700 toward closing costs

You have proof of at least 2 years of steady, verifiable income

You do not have any judgments or liens against you

You do not have excessive debt or multiple accounts in collection

You pay your rent on time

You must have lived or worked in Lee or Hendry Counties for the past 12 months

You must be a US citizen or permanent resident

Attend an information meeting in the past 6 months

If married, you must apply with your spouse

You must wait 3 years after foreclosure or bankruptcy has been finalized

We are dedicated to the success of our Habitat homeowners and to that end, have compiled a list of Homeowner Resources to help them.

Using the skills they learn in the educational classes, and applying themselves diligently to making their mortgage payments every month, many of our homeowners pay off their mortgages. To celebrate their accomplishment, we host a Mortgage Burning Ceremony.

Preparing to purchase a home can be intimidating and overwhelming. Our Homeownership Advisors are here to help. You can talk with one of our knowledgeable advisors about the home buying process and how to organize your finances.

For more information call (239) 652-HOME (4663)